欠債人須向法庭申請債務重組，與債主重新制訂一個雙方都可接納的還款方案 An IVA, or Unique Voluntary Arrangement to present it its whole title, is a formal financial debt solution for those with a intense unsecured credit card debt dilemma, who want or want to prevent being declared bankrupt by their creditors. 委托代理人後，代理人將向法庭提交報告，交代欠款人財務狀況，包括其擁有的資產、現... https://iva33322.blognody.com/29612242/the-2-minute-rule-for-債務舒緩邊間好-ivadrp-top