Xrp Bip39 Despite the fact that it employs BIP32 technique you could still import BIP39 seeds into Electrum wallet. Also apart from BIp32 There may be BIP44 version which some wallet use with the generation of seeds. Furthermore, do you trust which the builders created a adequately random RNG? 1 https://kingslists.com/story19888006/electrum-seed-phrase-generator-the-definitive-guide-to-bip39-phrase