The "Reg CC Funds Availability Chart" by Federal Pension Advisors offers a detailed overview of the timelines banks must adhere to when making deposited funds available to customers, as mandated by Regulation CC under the Expedited Funds Availability Act (EFAA). This regulation, enacted in 1987, standardizes hold periods on deposits made to commercial banks and regulates institutions'... https://www.federalpensionadvisors.com/post/reg-cc-funds-availability-chart