Retirement planning for federal employees involves understanding the nuances of CSRS and FERS. CSRS offers a more generous pension but lacks Social Security benefits. FERS provides a smaller pension but includes Social Security and TSP contributions. Employees must consider factors like years of service, age at retirement, and personal financial goals when choosing between these syste... https://www.federalpensionadvisors.com/post/how-many-retirees-are-under-csrs